Using a Naira card to carry out foreign transactions is undoubtedly on the list of the top three hardest things in the world, and it’s not number three.
It comes with unnecessary network glitches, and some platforms may not accept them for international payments. This is why virtual dollar cards are a must-have for every Nigerian. They are inexpensive to obtain, and the process involved is straightforward.
With these cards, you get to pay for your international transactions directly in dollars without needing a domiciliary bank account. If you want to get a virtual dollar card, these six providers offer the best services in Nigeria.
6 Virtual Dollar Cards Providers in Nigeria
If you’re planning to create a virtual dollar card soon, here’s a quick look at how Cardtonic, Bitisika, Tribapay, Boldswitch, Klasha, and Dantown compare in terms of card fees, added charges, and funding options.
| s/n | Providers | Card creation fee | Added charges | Funding option |
| 1 | Cardtonic | $1.5 | Nil | Naira, Cedis |
| 2 | Bitisika | $3 | Nil | Naira, Cryptocurrency |
| 3 | Tribapay | Not Fixed | Nil | Naira |
| 4 | Boldswitch | $2 | Nil | Naira |
| 5 | Klasha | $3.5 | $1.5 service fee | Naira |
| 6 | Dantown | $1 | $1 | Naira |
1. Cardtonic
Cardtonic is a top fintech app that offers the best virtual dollar card in Nigeria. The app is simple to use and gives you more than just a virtual dollar card.
When applying for a virtual dollar card on Cardtonic, you have two options. You can choose to opt for either the Mastercard or Visa option, depending on which one works best for you. Creating this card costs only $1.5 and there are no extra charges or hidden fees. Once your card is ready, you can pay for anything in dollars on any platform.
Cardtonic’s cards are reliable, with little to no network issues. And if you ever need help, Cardtonic has a 24/7 customer support team ready to assist. To get started, download the Cardtonic app, sign up and apply for a virtual dollar card.
After applying for the card, you can use the other features on the app. If you have been wondering how to buy gift cards online or manage your bills, know that you can do so on the Cardtonic app.
2 Bitisika
Bitisika is one app that was created with a different set of Nigerians in mind. It mainly caters to people who trade or do business with cryptocurrency, but if you use naira, you are not left out either.
The platform focuses strictly on issuing virtual dollar cards to Nigerians and other Africans, making it a reliable option for anyone who needs one. One of its standout features is how quickly it issues the card since it skips the usual long KYC registration process.
The Bitisika virtual dollar card costs about $3 and can be funded either with naira or cryptocurrency. Once you get it, you can start making transactions instantly. The process is straightforward. Just download the app, sign up and apply for your card.
3. Tribapay
Tribapay is another app that issues virtual dollar cards for Nigerians and other Africans. Aside from the card, you can also use the app to buy airtime, data, send and receive money, and pay bills. This makes it feel like a mini mobile bank for your online transactions.
The Tribapay virtual dollar card comes at a small cost, which is charged in your local currency. However, there are no hidden fees or maintenance charges. Once you have created the card, it is ready for use instantly.
4. Boldswitch
Boldswitch is another fintech app that issues virtual dollar cards in Nigeria. One of its strong points is the flexible exchange rates it offers. This makes it easy to convert your naira to dollars and pay for goods and services online without stress.
The Boldswitch virtual dollar card costs about $2 to create. It comes with a few additional fees as you use the card. You can fund it directly from your wallet, and once it is ready, you can use it instantly for online transactions. To get a card, simply download the app, create an account, fund your wallet and apply for a virtual dollar card.
5. Klasha
Klasha is another app that issues virtual cards in Nigeria. This app stands out because it offers two different types of cards: the Pink Card and the Black Card.
The Pink Card is designed with a Nigerian billing address, making it perfect for subscriptions like Apple, Netflix, and Spotify. The Black Card, on the other hand, is the actual virtual dollar card that works well for payments on international platforms.
The Black Card costs $3.50 with a flat $1.50 fee for every time you use the card. Getting started is easy. Just download the Klasha app, sign up, fund your wallet in naira and click on a virtual dollar card.
6. Dantown
If you deal in cryptocurrency as a Nigerian and also make foreign transactions, Dantown is a platform you can try for a virtual dollar card. The app gives good exchange rates for both crypto coins and foreign currencies. You can also fund the card with either naira or cryptocurrency, which makes it flexible and easy to use.
The Dantown virtual dollar card is one of the affordable. It costs just $1 to create and comes with a $1 maintenance fee. Getting it is simple. All you need to do is download the app, sign up, verify your account and request for the card. Once created, you can start using it immediately for subscriptions, shopping and other international payments.
Frequently Asked Questions on Apps to Get Virtual Dollar Cards in Nigeria
1. What is the Best App to Get a Virtual Dollar Card in Nigeria?
The best app to get a virtual dollar card in Nigeria is Cardtonic. With just $1.5, you can get a virtual dollar card that works on every international platform. It comes with no added fees and has no network glitches.
2. How Can I Create a Virtual Dollar Card?
Creating a virtual dollar card is a simple process. If you want to use Cardtonic’s virtual dollar card, for example, just download the app and create an account. After setting up your wallet, send some naira to the account and click on “Get Virtual Dollar Card”. Follow the next steps and get your card in less than a minute.
3 Do I Need A Domiciliary Account to Get a Virtual Dollar Card?
No. You don’t need a domiciliary account to get a virtual dollar card. A virtual dollar card works by converting naira to its dollar equivalent when you want to make a payment. It works well for most international transactions and makes foreign payments easier for Nigerians.
4. Can I Use my Virtual Dollar Card for All Online Payments?
Yes, you can use your virtual dollar card for online payments as long as you want to pay in dollars. To get started, download a fintech app like Cardtonic and apply for a card.
5 How Much Does It Cost to Get a Virtual Dollar Card in Naira?
Currently, it costs between 1,500 and 3,000 naira to obtain a virtual dollar card. However, you’d be charged in dollars when you want to pay for the card, so your Naira will be converted at the current exchange rate.
Conclusion
Getting a virtual dollar card in Nigeria is no longer as difficult as it used to be. With the options listed above, you can bypass the stress of failed transactions and enjoy smooth international payments. Whether you prefer Cardtonic for its simplicity, Klasha for its dual card options, or Dantown for its affordability, there’s something for everyone.
Select the app that best suits your needs, sign up, and start making payments in dollars with ease.
